3 simple steps to getting your loan!

Pre-Qualifying for a loan has never been easier! Gold Financial Services is the Mortgage Lender that will walk you through each step of the loan process. Here are the first 3 steps to Pre-Qualifying.
Pre-Qualify Now!

Determining what kind of loan you are looking for will be the first step to acquiring about a Mortgage loan. Whether it is VA, USDA, FHA, Conventional, Texas Vet or Commercial, Gold Financial has your best interest at heart and we will make this step easy for you by educating you on each of these loan programs and getting you started right away!

Getting your Pre-Qualification and speaking to a loan originator about mortgage qualifications and preparing Documentation such as tax returns, pay statements, and bank statements.

Find the home of your dreams. Partner with a Realtor to choose a home and write up your very own contract. This step is usually the most time consuming yet rewarding for you as the borrower being that you want to find a house that fits your heart and budget at the same time.

GOLD IN-HOUSE OPERATIONS

Here at Gold Financial Services we pride ourselves as being your Local Mortgage Lender on being a one stop shop for you by providing Processing, Underwriting and Closing all under the same roof.

PROCESSING

Processing is the second round of the mortgage process which collects all of the information required, reviews all documentation and then submits the file to Underwriting.

UNDERWRITING

Underwriting is the third round of the mortgage process that reviews all documents submitted from Processing and then approves the borrowers for their loan.

CLOSING

Closing is the final round of the mortgage process where the loan is then funded and all final numbers get sent to title companies for closing.

Gold Loan Programs

Our team of licensed experts have a combined 40 years of experience and extensive knowledge and understanding of loans and how they work. Gold Financial Services has created Loan Processes for each Loan Program listed below! Contact us today to see which Loan Program works for you! We want you to feel confident in us as your Local Mortgage Lender.

  • Fixed-Rate Mortgages
  • Jumbo
  • Adjustable-Rate Mortgages
  • Hybrid ARM (3/1, 5/1, 7/1)
  • VA Loans
  • Texas Vet
  • USDA
  • FHA
  • Construction
  • Commercial

Gold is here for you!

Let us do the hard-work for you!

There are two primary advantages to buying an existing home, they are convenience and cost. Once you create a budget with  your Pre-Qualification, the next step is to find a qualified real estate agent who can streamline the process by helping you find the home of your dreams, guiding you through negotiations and assisting with all of the paperwork necessary. Once your offer is accepted, you may be able to close on your home and move in!

You are much more likely to get exactly what you want when building your home instead of buying which for many is factor enough to choose building over buying, but there are other advantages, too Pre-Qualify today and find out!

Refinancing can be a great way to convert a variable loan rate to a fixed, and obtain a lower interest rate. The first mortgage is paid off – allowing the second loan to be built, instead of simply making a new mortgage and forgetting the original mortgage. Find out if this is the best path for you. Pre-Qualify today!

Rest assure we will do everything we can to make the process as smooth and efficient as possible.

Provide competitive residential mortgage services and superior, personalized customer care with a hands-on, community-based presence.

Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.

We rapidly respond to new opportunities in today’s dynamic mortgage market. As a result, the requirements of our mortgage customers are consistently met through mortgage underwriting flexibility and delivery of unique mortgage programs. We often identify niche mortgage programs that are essential to satisfying individual mortgage customer needs.

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FAQ

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